1. Acceptance of Terms

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By accessing or using this website (the “Site”), you agree to be bound by these Terms of Use and any policies referenced herein, including our Privacy Policy. If you do not agree to these Terms, you must not use the Site.

These Terms constitute a legally binding agreement between you and us, governing your access to and use of the Site, including any content, functionality, or services offered. We reserve the right to revise or update these Terms at any time, and it is your responsibility to check this page periodically. Your continued use of the Site following the posting of changes means you accept and agree to the modifications.

If you are using the Site on behalf of a company, organization, or other legal entity, you represent and warrant that you are authorized to bind that entity to these Terms.

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2. Eligibility and User Obligations

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You may use the Site only if you are at least 18 years old and fully able and competent to enter into and abide by these Terms. By using the Site, you affirm that you meet these criteria. If you do not, you may not access or use the Site.

When interacting with the Site, you agree to:

• Use the Site only for lawful purposes and in a manner consistent with all applicable laws and regulations.

• Provide accurate, current, and complete information when prompted and to update that information as needed.

• Not impersonate another person or misrepresent your affiliation with any entity.

• Be solely responsible for any activity carried out through your use of the Site, including any data, content, or materials you submit.

We reserve the right to restrict or revoke your access to the Site at any time and for any reason if we believe you have violated these Terms or applicable law.

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3. Intellectual Property

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Unless otherwise indicated, the Site and all content included therein—such as text, graphics, logos, icons, images, audio clips, video, software, and code—is our proprietary property or is licensed to us and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only. You may not:

• Reproduce, distribute, modify, publicly display, perform, republish, download, store, or transmit any of the content on the Site except as necessary for your permitted use;

• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text;

• Delete or alter any copyright, trademark, or other proprietary rights notices;

• Use any data mining, robots, or similar data gathering or extraction tools.

All trademarks, service marks, and logos displayed on the Site are the property of their respective owners and may not be used without their prior written consent.

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4. User Contributions and Submissions

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The Site may allow you to submit comments, feedback, suggestions, ideas, questions, or other information (“Submissions”). By submitting content to us, you agree and acknowledge the following:

• All Submissions are non-confidential and shall become our exclusive property upon submission.

• We shall have full ownership rights, including intellectual property rights, and may use or disseminate your Submissions for any lawful purpose, commercial or otherwise, without obligation to compensate or acknowledge you.

• You waive all moral rights to any such Submissions and represent that the content is either original to you or that you have all necessary rights to submit it.

• You release us from any liability for any alleged or actual infringement or misappropriation related to the use of your Submissions.

We are not obligated to monitor or respond to Submissions, but we reserve the right to remove or decline any content at our sole discretion.

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5. Site Oversight and Management

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We reserve the right—but not the obligation—to actively manage and monitor use of the Site. This may include, without limitation:

1. Monitoring for any violations of these Terms;

2. Taking legal or other appropriate action against any user who, in our sole judgment, violates applicable law or these Terms;

3. Restricting, limiting, or disabling access to any portion of the Site or content therein, including Contributions, with or without notice;

4. Removing or disabling files or content deemed excessive, technically burdensome, or otherwise inappropriate;

5. Taking any measures necessary to safeguard the integrity, security, and proper operation of the Site.

These rights are exercised at our sole discretion and without liability to you.

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6. Privacy and Data Transfer

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Your privacy matters to us. Please review our Privacy Policy, which governs how we collect, use, and share personal information. By using the Site, you consent to the collection and use of your data as outlined in that policy.

Please note: The Site is hosted in the United States. If you access the Site from a region with different data protection regulations, you understand and agree that your data may be transferred to, processed, and stored in the United States, and you accept the associated risks under applicable law.

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7. Availability, Modifications, and Interruptions

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We reserve the right to modify, update, suspend, or discontinue any aspect of the Site at any time, for any reason, and without notice. This includes changes to features, content, or the Site’s overall availability. While we strive to maintain reliable access, we cannot guarantee uninterrupted operation or error-free performance.

You acknowledge that the Site may experience occasional downtime due to maintenance, technical issues, or unforeseen events. We are not liable for any loss, damage, or inconvenience arising from your inability to access or use the Site during such times.

Nothing in these Terms obligates us to maintain or support the Site or to provide any specific content, updates, or releases.

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8. Account Termination and Access Restrictions

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These Terms remain in effect for as long as you access or use the Site. We reserve the right—without prior notice, liability, or explanation—to deny access to the Site to any individual, including through IP blocking, account termination, or content removal. This action may be taken at our sole discretion for any reason, including, but not limited to, violations of these Terms or applicable laws.

If your access is terminated, you are prohibited from registering or creating a new account under your name or on behalf of any third party. We may pursue legal remedies, including civil and criminal actions, for violations of these Terms or misuse of the Site.

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9. Electronic Communications and Consent

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By visiting the Site, communicating with us, or submitting forms electronically, you agree to receive communications from us in digital format. You consent to the use of electronic records and signatures in all interactions and transactions conducted via the Site, including agreements, notices, disclosures, and consents.

To the extent permitted by law, you waive any requirement for non-electronic records or original signatures. Your continued use of the Site affirms your agreement to conduct business with us electronically.

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10. Governing Law & Jurisdiction

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These Terms are governed by and construed under the laws of the State of Utah, without regard to conflict of law principles. You agree that any dispute or claim relating to your use of the Site shall fall within the exclusive jurisdiction of the courts located in Utah. If local laws where you reside prohibit or limit such jurisdiction, your access to the Site is unauthorized.

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11. Disclaimers

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The Site and all content and services are provided “as is” and “as available.” We make no representations or warranties, express or implied, regarding the accuracy, reliability, or availability of the Site, its content, or any services. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee the Site will operate uninterrupted or free of errors, viruses, or other harmful elements. We are not liable for any losses or damages resulting from your use of or reliance on the Site, including but not limited to:

• Content inaccuracies or omissions

• Service interruptions or downtime

• Unauthorized access to or use of user data

• Third-party links or advertisements

Use of the Site is at your sole risk.

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12. Limitations of Liability

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To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of revenue, data, or profits, arising from or related to your use of the Site, even if we have been advised of the possibility of such damages.

If liability is established, our total cumulative liability to you, for any claim arising out of or relating to these Terms or the Site, will not exceed the greater of (a) the total amount you paid us in the six (6) months preceding the claim, or (b) one hundred U.S. dollars ($100). Certain jurisdictions may not allow such exclusions or limitations, in which case they may not fully apply to you.

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13. Indemnification

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You agree to indemnify, defend, and hold harmless us, along with our affiliates, officers, employees, agents, and partners, from any claims, damages, losses, liabilities, costs, or expenses (including legal fees) arising out of or related to:

• Your use or misuse of the Site

• Your breach of these Terms

• Any violation of third-party rights, including intellectual property

• Any content or conduct submitted through your account

• Any interaction with other users that results in dispute or harm

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14. User Data & Backup Responsibility

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While we may retain and back up data you transmit to the Site for operational purposes, you are solely responsible for maintaining the integrity of your own data. We are not liable for any loss, corruption, or unavailability of data, nor for any actions you take based on such data. By using the Site, you waive any claims arising from data deletion, loss, or failure to store content or communications.

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15. Electronic Communications & Signatures

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By interacting with the Site—whether by browsing, submitting forms, or contacting us electronically—you consent to receive communications from us electronically. This includes agreements, notices, disclosures, and any other form of communication.

You also agree that your use of electronic means—such as clicks, checkboxes, or typed signatures—has the same legal effect as a handwritten signature or hard-copy record, and satisfies any legal requirement for communication to be "in writing."

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16. Miscellaneous Provisions

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These Terms, along with any additional policies or notices posted on the Site, represent the entire agreement between you and us. No waiver of any term shall be deemed a further or continuing waiver of such term or any other, and our failure to assert any right does not constitute a waiver.

If any provision of these Terms is deemed unlawful or unenforceable, the remaining provisions shall remain valid and enforceable. We may assign our rights and obligations at any time without notice. You may not assign yours without prior written consent.

No agency, partnership, joint venture, or employment relationship is created as a result of your use of the Site. You agree not to contest the validity of these Terms merely because they were delivered electronically or not physically signed.

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17. Contact

If you have questions about these Terms or wish to resolve a complaint regarding the Site, you may contact us at:

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